Credit analyst salary

Discussions On Careers In Finance

2011.03.04 17:09 Nefarious- Discussions On Careers In Finance

Plan your career in the wide world of finance.
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2010.01.23 01:36 sydler A Spot for Social Workers...

This community is for social workers and those interested in joining the social work field! It is a place to ask for advice, share your frustrations, receive support, and anything else related to the social work sector.
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2011.06.06 03:48 lotusQ Speech-Language Pathology

A community of Speech-Language Pathologists (SLPs), Speech Therapists (STs), Speech-Language Therapists (SLTs), Clinical Fellowship Clinicians (SLP-CFs), Speech-Language Pathology Assistants (SLPAs), graduate clinicians and students. We discuss ideas, stories, information, and give general advice through our personal experience and research. Please join /SLPGradSchool for pre-graduate school and graduate school related discussion.
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2023.03.21 19:31 Idkimtryingtho Is there any way for me to begin applying for or even accessing public aid before my divorce is finalized? [IL]

I have been financially dependent on my husband for several years, as a number of health issues have left me unable to work. With treatment my condition is slightly/slowly improving, but I'm not yet at the point that I think I could handle a full-time and/or in-person job (one of my conditions has me prone to losing consciousness if I am on my feet or sitting up straight for too long).
My husband has decided to divorce me. We're generally amicable, he's just decided he's fallen out of love with me. He has an annual income of $88K/year, whereas I'm lucky to bring in maybe $1.5-2K/year with the small Etsy business I've been running.
While things are amicable enough, I really need to gain a bit of independence for my mental health. It's quite difficult to live with someone you want to stay married with who does not feel the same. Since my mental health is already a huge barrier for me (I'm in specialized therapy for some trauma-related disorders), I'm really struggling to get on my feet and stay sane while living with my STBX.
I know that if my husband's income were not taken into account, I would easily be eligible for various public aid programs (based on the nature of my disabilities and my current work credits). However, every time I try to apply, they take one look at my husband's salary and that's the end of that.
Unfortunately, a lot of the issues in our marriage that led to this point are related to money. He is extremely controlling and secretive about it. He does not allow me access to any of our finances (just my personal debit card), and he only gives me the exact amount I need to pay for necessities (he will check my cart to make sure there's nothing in it that he deems 'frivolous').
He claims that we do not have the money for anything I ask for, citing large amounts of credit debt and 'how much I've cost him in (mostly medical) expenses'. He would not even agree to rent a storage unit for me to have somewhere to go during the day to study (I am learning to code in hopes of finding a remote software development job down the line) or work on my Etsy projects in peace. At the same time, I see him dropping $200 here and there for things he wants, so I don't quite believe his claims of being completely broke.
We had one initial consult with a divorce mediator, but when they mentioned financial discovery he balked and now claims we can't afford to pay them. He is trying to pressure me into DIY-ing the papers with no third-party involvement, which I have said no to. So we are currently at a stalemate, and the divorce process is going nowhere fast.
This leaves me in a situation where I can't access any sort of financial aid that might help me gain independence from him. I'm wondering if there is any way to at least get the ball rolling for something (anything) while we are still legally married? Public aid takes a notoriously long time to actually be granted, so the longer I wait to apply the longer I will be stuck in this spot. Is there any way to legally separate his finances from consideration, or anything along those lines?
He does not intend to keep financially supporting me once I'm on my own, so any money I receive from him now is irrelevant to what my finances will look like soon. We are located in the US, in Illinois. Thank you in advance to anyone who may have some advice.
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2023.03.21 19:29 MirkWorks City & Soul by James Hillman

5
From Mirror to Window: Curing Psychoanalysis of its Narcissism
The apparently individual conflict of the patient is revealed as a universal conflict of his environment and epoch. Neurosis is thus nothing less than an individual attempt, however unsuccessful, to solve a universal problem. - C.G. Jung (1912)
Narcissism is now the rage, the universal diagnosis. In Freud's world, the new attention was on conversion hysteria; in Bleuler's, on dementia praecox. Earlier we find all ills attributed to the English malady, to the spleen, to hypochondriasis, to melancholia, to chlorosis; in Paris, a myriad of phobies and délires. Different time and places, different syndromes.
Narcissism has its theoreticians - Kohut, Kernberg, Lacan - and modern Jungians are following the rage. The collective consciousness of psychology makes us collectively unconscious, much as Jung said when writing about the collective ideas in his day. Being "with it" also means being in it. The epidemic diagnosis Narcissism states that the condition is already endemic to the psychology that makes the diagnosis. It sees narcissism because it sees narcissistically. So let us not take this diagnosis so literally, but place it within the historical parade of Western diagnoses.
Eminent cultural critics - Karl Krauss, Thomas Szasz, Philip Rieff, Christopher Lasch, Paul Zweig, and the notorious Dr. Jeffrey Masson - have each seen that psychoanalysis breeds a narcissistic subjectivism inflicting on the culture an iatrogenic disorder, that is, a disease brought by the methods of the doctors who would cure it.
I shall continue their line of thought, but I shall use a method that Wolfgang Giegerich has so brilliantly exposed in many of his papers. If depth psychology itself suffers from a narcissistic disorder, then what we analysts need first to probe is the unconscious narcissism in analysis itself. Our first patient is neither the patient nor ourselves, but the phenomenon called "analysis" that has brought us both to the consulting room.
The term "Narcissism" is probably British . Havelock Ellis is credited with its invention, though Freud gave us its psychoanalytic meaning. What did Freud say? As I go through some of his descriptions, let us hear them narcissistically, as self-referents, descriptive of psychology and of ourselves in psychology.
1917: "We employ the term narcissism in relation to little children and it is to excessive narcissism of primitive man that we ascribe his belief in the omnipotence of his thoughts and consequent attempts to influence the course of events in the other world by magical practices." Does not analysis have this primitive omnipotence fantasy of influencing events in the outer world by its magical practices? The omnipotence of subjective reflection is attested to by many classic Jungians like Harding, Bernard, Meier, von Franz, Baumann, etc. As Jung himself says, we are each "the makeweight that tips the scales" that determine the outcome of world history." The rituals of self-engagement remove projections from the world so that, supposedly, the world itself is transformed by psychoanalysis.
1922: "... narcissistic disorders are characterized by a withdrawal of the libido from objects." The withdrawal of the libido from from objects - I ask you to remember this statement. We shall come back to it.
1925: Freud describes three historic blows to humankind's narcissism. These, he says, are the cosmological blow of Copernicus, the blow of Darwinian evolutionary theory, and the psychoanalytic blow (of Freud) which wounded the omnipotence fantasy, or narcissism, of the ego as sole self-willed ruler. Here, psychoanalysis becomes itself a giant omnipotence fantasy, a creation myth of our culture equivalent with astronomy and biology, promulgating itself with narcissistic grandeur.
This pronouncement appears in Freud's discussion on resistance to psychoanalysis. By means of this idea resistance, analysis brilliantly maintains its invulnerability to criticism. Questioning the validity of analysis is impugned as resistance to it. Even more: the very attacks demonstrate resistance and therefore help to validate analytical theory. As Freud says, "The triumph of narcissism, the ego's victorious assertion of its own invulnerability. It refuses to be hurt by the arrows of reality ... It insists that it is impervious to wounds dealt by the outside world."
Later Freud considered narcissism not to be rooted in love at all, i.e., as self-love, but to be rather a defense against aggressive impulses. Let us consider for a moment the value of "aggressive impulses," at least and at best they take the object, the world out there, into account: I feel enraged about societal injustice, nuclear danger, media crap, industrial callousness, the corporate mind, political ideologues, hideous architecture, etc. But, owing to my narcissistic defenses against the involving call of aggression, I go to the spa, work out, meditate, jog, diet, reduce stress, relax my body armor, improve my orgasms, get a new hairstyle, and take a vacation. And see my therapist: very expensive, very good for me, because he or she devotes complete attention to my problems, especially our transferential frame. Instead of the world and my outrage, I work on my analysis, myself, the Self. This Self, too, fits a narcissistic definition: "the incorporation of grandiose object images as defense against anxiety and guilt" or, as Fenichel puts it, one feels oneself in "reunion with an omnipotent force, be that force an archetype, a god or goddess, the unus mundus, or the numinosity of analysis itself.
Freud's paper "On Narcissism" states that both introspection and conscience or "being watched" derive from and serve narcissism. Yet, psychotherapy practices self-scrutiny as the principal method in its treatment and "being watched" or supervision as the principal component of its training. A candidate goes to hour after hour of institutionalized narcissism of watching and being watched.
The institutionalization of narcissism in our profession - the idea of resistance, the idealization of the Self, the practices of introspection and supervision, the omnipotence fantasies about its own importance in world history, its technique of referring all events back to itself as the vessel, the mirror, the temenos, the frame - bears immediately upon that central obsession of analysis today, transference.
*
By transference, here, I mean that self-gratifying analytical habit which refers the emotions of life to the analysis. Transference habitually deflects object libido, that is, love for anything outside analysis, into a narcissistic reflection upon analysis. We feed analysis with life. The mirror that walks down the road of life (Flaubert) replaces the actual road, and the mirror no longer reflects the world, only the walking companions. They may as well have stayed indoors, less distracted by the trees and the traffic.
The principal content of analytical reflection as transference is the child we once were, a fact which accords with Freud's observation that the object choice of the narcissist is "someone he once was.” This helps account for the faddish popularity of Alice Miller’s writings. Her idealized children exhibit what Freud said: the narcissist is “not willing to forego his narcissistic perfection in his childhood” and “seeks to recover the early perfection.” The focus on childhood traps the libido only further into subjectivity, and therefore we must recognize that erotic compulsions in analysis are produced primarily by the analysis, rather than by the persons. Analysis acts itself out through them quite impersonally so that they often feel betrayed and ashamed by the impersonality of the emotions they undergo and are unable to recognize that what they are suffering is the object libido trying to find a way out of analysis. Instead, the narcissistic viciousness of our theory says that transference emotions are compelling the persons to go deeper into analysis.
Let us recognize that the other person - patient or analyst - embodies the only possibility within an analysis to whom object libido can flow. The person in the other chair represents cure of analytical narcissism simply by being there as an Other. Moreover, the patient for the analyst and the analyst for the patient become such numinous objects because they have also been tabooed as libidinal possibilities. Analyst and patient may not act their desire for each other. The narcissism of the situation makes them absolutely necessary to each other, while the taboo sets them absolutely outside of each other. This outside object however, is also inside the analysis. So, patient for doctor and doctor for patient become the symbolic mode of ending analysis by means of love.
Of course, the persons are often torn by what Freud calls the love dilemma of the narcissistic patient: “the cure by love,” which he generally refers to as cure by analysis. We must ask whether this neurotic choice, as Freud calls it, arises from the narcissisms of the patient or from the narcissism of the analytical system in which the patient is situated. After all, the fantasy of an opposition between love and analysis occurs within the prior fantasy of cure which has brought the persons together in the first place.
By elaborating ethical codes, malpractice insurance, investigations, and expulsions that blame the participants, analysis protects itself from wounding insights about its own narcissism. The vulnerability of analysis - that its effectiveness is always in question, that it is neither science nor medicine, that it is aging into professional mediocrity and may have lost its soul to power years ago despite its idealized language by growth and creativity (a language by the way, never used by its founders) - this vulnerability is overcome by idealizing the transference.
As well as transference love, there is also hatred. Perhaps the client’s hatred of the analyst and the hatred of the analyst for the client are also not personal. Perhaps, these intense oppressive feelings against each other arise in both to present both with the fact that they are in a hateful situation: the object libido hates the attachment of transference. Analysis hates itself in order to break the narcissistic vessel imprisoning the libido that would go out into the soul in the world.
The horned dilemmas of transference, including the analyst’s stare into the mirror of his own counter-transference, the feelings of love and hatred, this agony and ecstasy and romantic torture convince the participants that what is going on is of intense importance: first, because these phenomena are expected by the theory and provide proof of it, and second, because these phenomena re-enact what analysis once was in its own childhood in Vienna and Zurich, analysis in primary fusion with its origins in Breuer and Freud and Jung, in Dora and Anna and Sabina. The feelings are cast in therapeutic guise because this is the healing fiction of the analytic situation. In other words, transference is less necessary to the doctor and the patient than it is to analysis by means of which it intensifies its narcissistic idealization, staying in love with itself. We therapists do not sit in our chambers so many hours a day only for the money, or the power, but because we are addicted to analytical narcissism. Our individual narcissism is both obscured and reinforced by the approved narcissism of the analytical profession.
When one partner imagines a tryst or the other imagines resisting a seduction, or when either imagines that love is a solution to misery, then they are framed in the romantic conflicts of Madame Bovary, Wuthering Heights, and Anna Karenina, reconstituting the Romanticisms of the nineteenth century and the origins of psychoanalysis, not in your or my personal childhoods, but in its own cultural childhood. This means we have to locate the narcissism of contemporary analysis within a much wider narcissism: the Romantic movement.
*
Literary tradition differentiates at least four principal traits of this genre. We have already spoken of one, “idealization of the love object.” And indeed analysis idealizes the patient as an “interesting case,” “difficult patient,” “good patient,” “borderline personality.” Or consider all the literary fabulations that have made patients into eternal literary figures - Dora, Ellen West, Babette, Miss Miller, Wolfman, Ratman, Little Hands, all the way to Freud and Jung themselves in the novels The White Hotel and The House of Glass. Think of the Romanticism of our theoretical constructs: Love and Death, Empathy, Transformation, Growth, The Child, The Great Mother, The Mirror, Desire and Jouissance, and the Transitional Object. In the patient there takes place such idealized events as a hieros gamos, a quest for self-discovery and a journey into wholeness. Synchronicities outside of causal laws, transcendent functions, integration of the shadow and the realization of the Self on whom the future of civilization depends. We record our idealization of the love object, i.e., analysis, in taped and filmed analytic sessions, paying meticulous and expensive attention to trivial conversations and gestures. Analysis is in love with its idealized image.
A second essential trait of Romanticism is said to be the opposition between bourgeois society and the inner self that, with its dreams, desires and inspirations, tends to oppose, even contradict, the outer world of usual things. Psychoanalysis from its beginnings imagines itself fundamentally opposed to the civilization and its institutions of religion, family, medicine, and the political community disdained as “the collective.” Freud’s emphasis on himself as Jew and hence marginal, as well as Jung’s favorite position as heretical old hermit (despite the bourgeois lives they led and values they held) still shapes the imagination of the profession and distorts its relation to the ordinary world.
Third, imprisonment another basic theme in Romanticism, especially French and Russian. In Dostoevsky’s The Possessed, Maria’s song says: “This tiny cell suffices me, there I will dwell my soul to save.” The consulting room provides the confining physical place for the psychic imprisonment of analysis as such its devotion to the secret nooks and crannies of the private world, decorating with reconstructive rococo (i.e., psycho-dynamic intricacies) the narcissistic cell of personality.
Fourth, the Romantic genre has been defined as one that simultaneously seeks and postpones a particular end. This fits therapy. Its entire procedure seeks to restore the person to the world, yet postpones this return indefinitely. (Meanwhile, do not make major changes in your actual life. Don’t act out. The cure of analysis becomes more analysis-another analyst, another school - and the improvement of training becomes ever more hours.) The simultaneity of seeking and postponing an end occurs in the basic conundrum of every analysis, its contradictory two commandments: encourage the desires of the unconscious (Thou Shall Not Repress) and forbid gratification (Thou Shall Not Act Out). Our work is with the libidinous and our method is by way of abstention. The end is unforeseeable; there is no completion. Analysis interminable, as Freud said. This is the Romanticism of eternal longing.
There is no way out of Romanticism’s consulting room and the subjectivism of its eros, unless we turn to what is beyond its purview, turn to what narcissism and romanticism leave out: the objects, the unidealized, immediately given, actual world of dull and urban things . By turning psychological attention from the mirror of self-reflection to the world through the window, we release “object libido” to seek its goal beyond narcissistic confinement in analysis. For “object libido” is but a psychoanalytic name for the drive which loves the world, the erotic desire for Anima Mundi, for Soul in the World.
Perhaps it becomes clearer why I have been emphasizing John Keats’s remarkable phrase; “Call the world … The vale of Soul-making. Then you will find out the use of the world.” Also, you will understand why I have held myself back from that side of Jung which expounds upon meaning, Self, individuation, unus mundus, wholeness, mandalas, etc. . These large and introverted ideas envelop me and usually my patients with a grandiose, invulnerable aura. As well, I keep a distance from the current Kohut craze and Lacanian mystique. Although recognizing narcissism as the syndrome of the times (even if the groundwork for this was prepared long ago in the metaphysical catastrophe of Augustinian and Cartesian subjectivism); yet, Kohut attempts its cure by the same means of narcissistic obsession: an ever more detailed observation of subjectivity. And a subjectivity within the oppressive confines of a negatively reconstructed childhood. The child archetype dominates contemporary therapy, keeping patients (and analysts) safe from the world. For this archetype feels always endangered by the actual world, lives not in the present but in futurity, and is addicted to its own powerless infantilism. By so focusing on the child, analysis disenfranchises itself from wider realm of soul-making in the adult community of polis.
Nevertheless I must confess to a serious long-standing error on my part regarding Keats’s phrase. I always considered the world out there to be useful for making one’s own soul. Narcissism again. My soul, your soul - not its soul. For the Romantics, however, ensouling the world was a crucial part of their program. They recognized the traps of narcissistic subjectivity in their vision. Hence, they sought the spirit in physical nature, the brotherhood of all mankind or Gemeinschaftsgefühl, political revolution, and a return to the classic gods and goddesses, attempting to revivify the soul of the world with pantheism.
We must therefore read Keats as saying we go through the world for the sake of its soul-making, thereby our own. This reading suggests a true object libido, beyond narcissism, in keeping with Otto Fenichel’s definition of love. Love can only be called such when “one’s own satisfaction is impossible without satisfying the object too. If the world is not satisfied by our going through it, no matter how much beauty and pleasure our souls may receive from it, then we live in its vale without love.
There is a way out, or I wouldn’t be standing here. For my specific style of narcissism, my pose before the mirror, today is heroic. My style insists on resolution of the issues raised. The method I shall be using here follows the method which I usually empty for resolving issues. First, we look back into the history of psychoanalysis for a model; second, we turn to some peculiar bit of pathologizing for a clue; and third, we resolve problems by dissolving them into images and metaphors.
So, let us turn back to the first psychoanalytic case, Anna O., and her doctor, Josef Breuer, who, with Freud, wrote Studies in Hysteria. As you recall, after a year of almost daily sessions often of several hours, he suddenly terminated. You recall also the intensity of her transference, that she developed a hysterical pregnancy and childbirth, after Breuer tried to end the treatment. He, according to Jones, after a final visit to her “fled the house in a cold sweat. The next day he and his wife left for Venice to spend a second honeymoon which resulted in the conception of a daughter.” Whether fact or not, and Ellenberger says not, the fantasy shows a founding patron of our work escaping both cure by analysis and cure by love for the beauty of Venice and the conception of a daughter. His object libido returns from the oppressive narcissism of psychoanalysis to the Romanticism of the wider world.
This wide world remains merely that, merely a place of escape or acting out, so long as the world “out the window” is imagined only in the Cartesian model as sheer res extensa, only dead matter. To show more vividly how that world is, as Keats said, a place of soul, let us go straight through the window into the world. Let us take a walk in a Japanese garden, in particular the strolling garden, the one with water, hills, trees, and stones. While we walk, let us imagine the garden as an emblem for the peripatetic teacher or the therapeutic guide (psychopompos), the world itself as psychoanalyst showing us soul, showing us how to be in it soulfully.
I turn to the garden and to Japan because of insights given while in Kyoto gardens several years ago, and also because the garden as metaphor expresses some of the deepest longings - from Hesperides, to Eden’s paradise, and Maria’s hortus inclusus - for the world as home of the soul. So by entering into the Japanese garden now we shall be stepping through the window into the anima mundi.
First we notice that the garden has no central place to stand and view it all. We can but scrutinize a part at a time. Instead of overview and wholeness, there is perspective and eachness. The world changes as we move. Here a clump of iris, there a mossy rock. Instead of a center (with its etymological roots in the Greek kentron, “goad” or “prick,” and being compelled toward a goal by means of abstract geometric distancing), there are shifts of focus relative to the body’s location and attitude.
Second: as one strolls, each vista is seen again from a different perspective. The maple branching down to the pond edge, the floating leaves appear less melancholic after the path bends. These shifts of seeing again are precisely what the word “respect” means. To look again is to “respect.” Each time we look at the same thing again, we gain respect for it and add respect to it, curiously discovering the innate relation of “looks” - of regarding and being regarded, words in English that refer to dignity.
Third: when the garden, rather than the dream or the symptom or the unconscious, becomes the via regia of psyche, then we are forced to think anew about the word “in.” “In” is the dominant preposition of all psychoanalysis - not with, not from, not for, but “in.” We look in our souls, we look in a mirror. "In” has been utterly literally, as an invisible, spacelesss psychic stuff inside our skins, or meanings inside our dreams and symptoms, or the memories locked in the past. Interiority of the garden, however, is wholly present and wholly displayed. “In” holds the meanings of included, engaged, involved, embraced. Or, as Jung said, the psyche is not in us; we are in the psyche. This feeling of being in the psyche becomes most palpable when inside the ruins of a Greek temple, in an Egyptian tomb of a king, in a dance or a ritual, and in a Japanese garden. Jung’s phrase “esse in anima” takes on concreteness then, as it does in a clear-cut forest, a bombed city, a cancer ward, a cemetery. Ecology, architecture, interior design are other modes of feeling the anima mundi. Instead of the usual notion of psyche in body, the body strolling through the garden is in the psyche. The world itself is a psychic body; and our bodies as we move, stand, look, pause, turn, and sit are performing an activity of psychic reflection, an activity we formerly considered only mentally possible in the mirror of introspection.
Fourth: the idea of individuality also changes, for in the Japanese garden trees are trimmed at the top and encouraged to grow sideways. Rather than an individuality of the lone tree, towering (and Jung said the single tree is a major symbol of the individuating Self), these trees stretch their branches toward others. Individuality is within community and, takes its definition from community. Furthermore, each tuft in the soft branches of the pine trees is plucked by gardeners. They pull out needles, allowing emptiness to individualize the shape of each twig. It is as if nothing can be individualized unless it is surrounded by emptiness and yet also very, very close to what it is most like. Individuality is therefore more visible within the estrange separateness and close similarity, for instance, of family than in trying to be “different” from family.
Fifth: not only are aged trees supported with crutches and encouraged to flower - blossoming belonging therefore not only to youth - but also the garden includes dead trees. What more wounds our narcissism than these images of old age, these crutched, dependent, twisted and dead trees? < “At least Aurora didn’t reject Tithonus, old, didn’t allow him to lie there lonely in the House of Dawn. She often fondled him, descending into her waters, before she bathed her yoked horses with care. She, when she rested in his arms, by neighbouring India, lamented that day returned too soon.”>
Sixth: the Karesanui gardens, or Zen-inspired gardens, present mainly white sand and found stones, rarely trees. In this bare place the mind watches itself making interpretations. The nine rocks in the raked sand are a tiger family swimming through the sea; the nine rocks are mountain tops peaking through white mist and clouds; the nine rocks are simply rocks, aesthetically placed with genius. One legend after another, one philosophy, theory or literary criticism, or psychological interpretation rises to the mind and falls back into the white sand. The garden becomes wholly metaphor, both what it is and what it is not, presence and absence at once. The concrete koan of the rock garden transforms the mind itself into metaphor, its thought transient while image endures, so that the mind cannot identify with its own subjectivism - narcissism overcome.
“This Open happens in the midst of beings. It exhibits an essential feature which we have already mentioned. To the Open there belong a world and the earth. But the world is not simply the Open that corresponds to clearing, and the earth is not simply the Closed that corresponds to concealment. Rather, the world is the clearing of the paths of the essential guiding directions with which all decision complies. Every decision, however, bases itself on something not mastered, something concealed, confusing; else it would never be a decision. The earth is not simply the Closed but rather that which rises up as self-closing. World and earth are always intrinsically and essentially in conflict, belligerent by nature. Only as such do they enter into the conflict of clearing and concealing.” - Heidegger, The Origin of the Work of Art.
‘“Hegel introduces this notion of ‘oppositional determination” in his logic of essence, when he discusses the relationship between identity and difference; his point there is not only that identity is always the identity of identity and difference, but that difference itself is also always the difference between itself and identity; in the same way, it is not only necessity that encompasses both itself and contingency, but also - and more fundamentally - it is contingency itself which encompasses both itself and necessity. Or, with regard to the tension between essence and appearance, the fact that essence has to appear within the domain of appearances, as a hint that “appearances are not all” but are “merely appearances.”’ - Zizek, Less than Nothing>
*
Finally, I shall insist that the garden is not natural; nor is psyche natural. The garden was designed and is tended to maintain an artificiality that imitates nature . In Fort Worth, Texas, a large and marvelous Japanese garden was constructed years ago. But since adequate funds were not set aside for gardeners from Japan, nature slowly destroys that garden. Without the pruners’ perverted twist to each inch of nature, the garden declines into merely another part of the forest. A garden’s elaborate display of soul-in-the-world is an opus contra naturam, like alchemy. Like alchemy, the garden is a work of intense culture. Unlike alchemy, its matter, its body, is out there, rather than inside the glass vessel.
Because the garden is artificial, as the alchemist was called artifex, all conceptions of soul must be plucked of naturalistic fallacies. The soul as opus contra naturam will not be served adequately by fallacious comparisons with organic growth, cyclical process, and myths of nature goddesses. Nor does the garden shelter the child from which grows the creative person as psychotherapy is found to believe. By insisting upon the artificiality of our work with soul, I am trying to keep us from the Romantic error of confusing the ideal (Eden and the Elysian fields; Horaiko, in Japanese) with the natural. The garden as metaphor offers a romantic vision that saves us from Naturalistic Romanticism by twisting and sophisticating nature through art.
This twist to nature that wounds idealizations of garden is presented in our culture, as in Roman culture, by our ancient god of gardens and gardeners, Priapus. Priapus is neither young nor beautiful. Unlike lovely Narcissus, unlike the semi-divine figures of Adam and Eve, Priapus is mature, bald and paunchy, and so distorted that his mother, Venus, deserted him at birth. His very presence repels romantic idealizations and the gaze into the mirror of Venusian vanity as well as Narcissus’s rapt reflection. Priapic reflection starts the other way around; his preposterous swollen condition reflects the vitality of the world. The same force displays in him as in the buds and germinating pods. By means of distortion which deceptively seems “only natural,” Priapus invites the grotesque pathologized disproportions of imagination - and imagination, says Bachelard, works by deformation.
So, when I invoke Priapus, I am not speaking of priapismus; I am not speaking of machismo; and I am not anti-feminine. Let me be quite clear. I am speaking of the generative artificiality that is the essence of the garden and of the psyche. Each dream, each fantasy, and each symptomatic complication of natural health and normative humanity bears witness to the psyche’s libidinal pleasure in exaggeration, its fertile genius for imaginative distortion. If this god of gardens is also a god of psychoanalysis - and from Charcot through Lacan the priapic has been invoked - he brings to its work an archaic reflex beyond the romantic or baroque, a rousing urgency forward and outward. (Priapus was not permitted indoors in Hestia’s closed rooms where his presence becomes only violent and obscene.)
Moreover, this god needs no mirror to know himself, for his self is wholly displayed. His nature cannot be concealed within, so he is quite free of hidden meanings and subtle innuendos that keep psychoanalysis hopefully addicted to one more revelation, one more transformation, interminable. Priapus knows no metamorphosis, no transfigurations. Priapus is without ambiguity; metaphor is forbidden to him; he displays all, reveals nothing. Like the garden, all there. The rocks are the rocks.
<"And I also say to you that you are Peter, and on this rock I will build My church, and the gates of Hades shall not prevail against it." - Matthew 16:18>
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2023.03.21 19:19 rrmdp 📢 Credix is hiring a Junior Credit Analyst!

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2023.03.21 19:18 rrmdp 📢 Credix is hiring a Junior Credit Analyst!

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2023.03.21 19:15 indiancaptainamerica Living Cost in Bangkok

I have interview lined up at Senior Analyst at Agoda ( Bangkok Location) probably Marketing team. Recruiter is asking me for the expected salary. What is the salary range one can expect at Agoda ? Also what is the general living cost in Bangkok ? Considering moving to a different country I need to be sure of pay otherwise moving to interview will be waste of time. Also considering the PPP Bangkok is little but expensive than India.
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2023.03.21 19:10 bamacpl4442 Just ship the equipment to me...

A couple of years ago, I took a fantastic job as an IT manager in a remote role for a healthcare company. It was the best job I'd ever had - best salary, total freedom, had a wonderful boss who trusted me to do my job. I was brought on to create an internal IT team (we had been all outsource IT) for a company that had nineteen offices in three US states, and I was given free reign to create the team as I saw fit.
I hired a great sysadmin for both our California and Missouri markets, and I served that role for Alabama. The employees loved us - most tickets were resolved in an hour or two instead of the outsource company taking a day or two (and maybe not fixing the issue still). We were saving the company close to a half million dollars per year in outsource cost versus our salaries (the figure does include savings on licensing that the outsource company never cared to audit). It was glorious.
But my boss decided to become a stay at home dad. I was looking to advance to his position, but our new CEO instead created a new VP of IT position for a guy she had worked with for seven previous years. Huh.
Sadly, the new guy was the micromanager of micromanagers. He had my company credit card closed - I went from a discretionary limit of $10k to having to ask his approval on $10 network cables. He put himself on every account, removed most of my authority; in effect, I was demoted to senior sysadmin.
One day, I visited one of our sites and picked up a bunch of... stuff. Five desktop PCs (we had moved to laptops only). A carton full of keyboards, mice, cables. Weird odds and ends. The idea was that I would take it to one of our other facilities and store it there, save the desktop PCs that I would ship to our outsource partner.
Well, I went on vacation, only to come home to discover that the previous Friday had been my last day. I was getting two week's severance and they were eliminating the department entirely.
I asked the VP about the equipment, he told me to ship it all to him and he'd dispense of it. Now, I assumed he'd want me to ship it to the outsource company - or at least do so with the PCs - but no.
The thing is, the VP lives in Colorado. We have no branches there. The outsource partner is in Missouri. Meaning that no matter what, he'd at least be re-shipping those PCs to Missouri.
Oh well.
I went to FedEx and carted all the crap in. They offered me various methods, but I told them that it was all going on the company's account, to ship it ground (per VP) but to do so in whatever method made them the most money.
Friends, they spent well over three hours carefully wrapping and padding all of that crap. Charged the company several hundred dollars - by my best estimate from previous shipping I had done with them, it was about triple what it should have been.
And of course, VP also had to pay to ship those desktops again. But hey, he told me to do it. Company held my severance until they got the equipment, so I guess I satisfied their requirements.
Also, screw that guy. He's a thief and I know it - and I even turned him in, but the company did nothing.
submitted by bamacpl4442 to MaliciousCompliance [link] [comments]


2023.03.21 18:52 Rony3West Hey guys, I’m a data analyst with just over a year of experience. What online certifications can I get to help me negotiate a larger salary?

I’m currently making $65k and only have an associates degree, but want to know what certifications I can get to further help me earn more. I’m slated to starts Bachelor’s in Data Analytics in September, but want to know what I can get before then incase school doesn’t work out?
submitted by Rony3West to DataAnalysts [link] [comments]


2023.03.21 18:05 hookedonfob Would it be ridiculous for me to go back and finish high school at 36?

Literally the title is my question. Would it be ridiculous for me to go back and finish my high school diploma at the age of 36.
I'm going to sum up a really long story to help you understand why I am asking this question.
I left home at 16. I ran away. I won't list the reasons why here, but it was the best decision I could take for my mental health. I ran away the summer before my last year of high school.
I went straight to work after leaving home. I worked up until I turned 21 and had my first child.
4 kids, and a mid-life crisis later, I keep thinking to myself the only way I'll ever be able to live comfortably and have a decent salary would be to go go back to school, finish my high school diploma and then go to university.
I've been with my husband for 16 years yet he tells me that going back to school is going to be a waste of time and money at my age and that it's just too late. His argument is that we don't have the money (he's the only one working at the moment) and that with 4 kids I will never have the time to study. What motivates me the most is that we are always broke, and maxing out our credit just to make ends meet.
I put in a request at my old high school to get my student transcript so I could go back to school. I should be getting the transcript this week.
To be honest, I feel like I fucked up my 20s and 30s by having kids so young and not working on my future. Now we live from paycheck to paycheck, in an apartment that's too small for all of us. I'm sick of just scraping by
How do I go about convincing my husband that me going back to school is a good thing for us. That once I get a diploma, my chances of having a decent carrer would be better than what it is now. Would it be odd for me to go back to school at my age?
Edit to add: I am in Quebec, Canada
submitted by hookedonfob to Advice [link] [comments]


2023.03.21 17:26 9351532 Why do you deserve that increase

I’m a career shifter from my 4 years corporate job and transitioned to IT as Business Analyst. I had an interview mid last year and at that time I just gained one year of experience as BA.
It’s an hour interview, we’re in the latter part, and was asked why I deserve that 30-50% increase as my asking expected salary.
Honestly, I’m stunned by that question and caught off guard as I don’t know what to answer. I just answered it by saying that “I think it fair as it is the usual rate if you get promoted” 🙈🙈🙈
Then next day I was told that I passed the interview and they’ll schedule a meeting with the Project POC (from EU) but eventually I didn't heard from them as it kept rescheduled and cancelled since the POC just came from vacation and was busy. After a month they reach out again and asking if I’m still interested and I just told them that I accepted an offer from a different company. The offer was actually almost 100% increase.
So fast forward eight months later, they reached out again If I’m open for new opportunities. It is quite enticing as the Job might requires onsite client visit in EU.
I really want to shoot my shot but I’m hesitant as the role is for Senior Level and I only have less than 2 years IT experience.
I also don’t know what to answer incase they asked again that question of why do i deserve that increase.
My intrusive thoughts telling me to respond “It doesn’t make sense to move to another company for the same salary duhhh”
submitted by 9351532 to phcareers [link] [comments]


2023.03.21 16:41 MmmmSloppySteaks How to optimize short-term high income?

I see a lot of advice on here for people with a “normal” career progression, which makes sense, since most people will fit it. Slowly making more and more money until you retire.
I am in a different situation. I was hired for a job I was underqualified for and am now making great money, but I just don’t expect it to last. I think it’s more than simple impostor syndrome, I can’t see having this job for more than 3-4 years. I am being paid 2-3x what I was in my previous role, and I expect my income would return to the same if I was laid off.
So given that, I’ve deprioritized TFSA contributions and am focusing on RRSPs. I am in the current highest tax bracket in my province, so barring changes in legislation, I am definitely paying more now than I will in retirement, especially considering my lifestyle.
I did leverage this job to get more house than I would have otherwise bought, though we would still qualify based on my previous income (I just would have been less comfortable with it). So I do also want to pay off as much of my house as possible in the next couple years to de-risk ourselves a bit.
I am 36 and want to retire at 55. Anything else I should be doing? Anything else that is “non-standard” advice that would apply to someone making 2-3x salary for a short window? My wife normally makes a little more than me, but is now making less, any spousal credits or ways to transfer income to her? We have one child, and I can post my full budget if needed.
submitted by MmmmSloppySteaks to PersonalFinanceCanada [link] [comments]


2023.03.21 16:00 wittysporks Temp Agencies - Worth it?

Hello! I'm a young professional looking to get more info on temp agencies. To give a little background, I've been with the same company since I graduated college (I'm 25, so coming up on 4 years since I graduated at 21) and have moved up the ladder, starting as an intern, and now an analyst. There have been a handful of structural & procedural changes that have been pros and cons, but most have led to a not-so-healthy workplace. I've applied to quite a few jobs in my field and have had interviews, but all jobs have either not met my salary expectations or don't work with my situation. I'm considering a temp agency, but not sure if it's right for me.
Financially, I'm doing ok. I'm moving back home once my apartment lease is over next month so I will not be paying rent, leaving my only liabilities a car payment (450/month with insurance) some credit card debt (under 1,000) and streaming & subs (about 40/month.) For people who have worked with a temp agency, how did it work out for you? I'm in a business related field and my current supervisor came from a temp agency and she says nothing but great things about them. How likely is permanent work? As far as benefits - I can forgo PTO in lieu of working extra hours, and I'm still under my parents health insurance.
submitted by wittysporks to jobs [link] [comments]


2023.03.21 15:43 Genericbuild Can someone give me some tips on home buying?

So I live in south Jersey, and 29 (30 in a couple months) I make 60 grand a year (single not married no girlfriend) and after weighing my options with renting and apartments I decided I want to buy a house since the average price of rent for a 2 bed room apartment around here is 1800$ a month. I need 2 bedrooms because my 18 year old sister is going to be staying with me (she works part time and is in college) until she gets done college and gets to a comfortable place in her life.
Only problem is I have absolutely no idea what I’m doing or where to start. Anyone have any suggestions?
My salary is 60k a year.
My credit score is 690.
I have about 20k saved up to put towards a down payment.
My only debt is a car payment that’s 429$ a month (54 payments remaining) and a cell phone bill that’s 150$ a month.
Where do I even begin to start the process of getting a home?
submitted by Genericbuild to personalfinance [link] [comments]


2023.03.21 14:46 ReyYanqui **Sticky Post For Travelers Coming To Buenos Aires** Please read first before posting travel questions

A work in progress...
General rules of thumb:
Buenos Aires is a huge, bustling, diverse city with an infinite amount of things to do. Tons of restaurants, cafes, wine, tango, steak, futbol, theater, beautiful architecture, lots of things going on.
We are going through some tough economic times, but we are resilient. Many are multi-decade veterans of these unfortunate circumstances. Keep in mind that there are many families really struggling under the high inflation and slow salary/wage raises these days. What was once a healthy middle class that traveled the world can no longer comfortably reach the end of the year (some cases, month). Being respectful and aware of this will ensure a fun, safe trip. Which leads us to...
Blue Rate, Money Exchange, Credit Cards, Western Union, etc: This site and their article about the blue dollar keeps things relatively up to date with what is happening and why it is happening.
  • Where to change money? You'll want to find a "casa de cambio" which can be found searching in Google maps. Shop around for the best rates.
  • Avoid using USD, Euros and foreign currency for day to day transactions or negotiating. Switch to pesos at the blue rate. We are in the midst of a rough economic crisis and well, this sucks for us. It could come across poorly to your Argentinian hosts when a traveler flashes their stable currency and push for a discount or can't be bothered to have the local currency.
  • Visa and Mastercard are giving the "MEP" rate which is about 15% less than the blue dolar rate. It is more convenient, but note that many locations do not accept credit cards as the merchant fees are high. There have been many reports of the charges appearing at the official rate and then correcting to the MEP rate a few days later. Keep an eye on your CC statement.
What's the weather like in the month of____
  • Magic internet predictor
  • Generally speaking, humid most of the year which exaggerates the feel of whatever temperatures we're experiencing
Getting around: Taxis, Uber, Buses, Subway
  • Lots of taxis in the city, but as a traveler you'll likely want some accountability as there are some bad apples in the bunch. Hail cabs that are connected to large companies like Radio Taxi. Taxis take cash only 99% of the time. Get your pesos ready.
  • Almost everyone, drivers and riders, rounds up to the nearest round number. Ex: Taxi fare is $711, round it up to $720.
  • To add a measure of safety use Cabify, a local taxi app
  • Uber, DiDi and others function here, but do not like the "Pay with card" option. Change it to cash to help prevent cancellations.
  • To use the public transportation you will need a SUBE card. Depending on when you read this they are currently in short supply so head to the largest subway terminals (end points of the subway lines). Check kiosks, lottery stores that say they have SUBE. "Discúlpame, tienen tarjetas de SUBE?"
  • When using the bus system tell the driver where you are heading to 1. Make sure you are on the right bus heading the right direction 2. For him to properly price your bus fare
Safety: This is a tricky one and very relative to you, your hometown, your instincts and your past travels. Buenos Aires has it's grittier side, but generally speaking very little violent crime compared to cities of equal or greater size. It is the safest large metropolis in South America. General rules of thumb:
  • Leave your nice jewelry and watches at home. No need to draw extra attention to yourself.
  • Crime here is mainly opportunistic. Leaving your phone on a cafe table, setting your purse on the back of your chair, using your lap top at a sidewalk cafe are scenarios we avoid.
  • General map of safer and potentially problematic areas
  • Keep in mind that thieves look for easy, disoriented or distracted targets.
  • Thousands upon thousands of travelers come here annually with varying levels of Spanish. Seeing or helping travelers out is nothing unusual for us.
Common scams:
  1. Mustard trick
  2. Sock salesman approaches to sell you something, places goods on top of your phone of wallet on the table and after some chat leaves with his merchandise and your valuables hidden underneath.
  3. Bill switch. When paying for something with, say a $1.000 bill, the receiver claims you only paid with a $20 bill. Typically done at night as the colors are somewhat similar.
Where to stay:
  • Recoleta- Old money, French and Italian style architecture, well located for access to many of the city's sites
  • San Telmo- Grittier, cobblestone streets, old school street lamps, tango, antique stores
  • Palermo Soho- Lots of cafes, designer shops, trendy restaurants, boutique hotels
  • Palermo Hollywood- Lots of cafes, trendy restaurants, a bit quieter than Palermo Soho
  • Villa Crespo/Chacarita- Up and coming area, newer bars, cafes
More info on neighborhoods
Things you should not miss...
  • Wine...madre mia our wines are good and ridiculously affordable. Argentina focuses on malbec, which is a robust wine, but plenty more to try.
  • Fernet and coke, local favorite cocktail
  • Steak. Go to a "parrilla" (steakhouse) and feast. Don Julio is internationally famous, but there are plenty of others that have the same caliber of quality. Check out La Brigada, La Cabrera, Lo de Jesus, Carnicería, Parrilla Peña and many more that are simply your local, neighborhood parrilla.
  • Fútbol. We are the champions after all! Just be aware that getting tickets is not always easy and many clubs are loaded with season ticket holders and club members reducing availability of tickets. Search the sub for various suggestions and leads.
  • Mate), a slightly bitter tea drunk from a hollowed out gourd and filtered straw
  • If you can, see an event at Teatro Colón
  • Winter, la pista de patinaje sobre hielo?
  • Night life...it is insane here compared to many other countries' restrictions with closing times and such. Bars, clubs, restaurants are all open late. The average dinner time is around 9:00 pm and many people do not leave to go out to the bars until 12 midnight.
  • Recoleta cemetery, Plaza de Mayo, Casa Rosada, wandering around San Telmo, shopping in Palermo, take a stroll through the rose garden...if you want a more in depth learning experience hire on a local bilingual guide. They are required to get a degree in tourism and really know our stuff here. Or hop on one of those double decker city tour buses the city offer.
Avoid
  • Visiting La Boca outside the touristy area or at night
  • "Exploring" impoverished neighborhoods
  • Renting a car- it is not necessary if you are staying in Buenos Aires. There are thousands of taxis, Ubers and the sort.
  • Cars here seem to think they have the right of way. Careful crossing streets with no traffic signal which make up most intersections in the neighborhoods.
Where else should I go in Argentina? Most common suggestions are:
  • Iguazu Falls (Ridiculous amount of water falls in beautiful national park)
  • Mendoza (wine, scenery and more wine)
  • Bariloche (hiking, beautiful scenery)
  • Jujuy, Salta (Northern culture, scenery, salt flats)
    ...but be aware, Argentina is huge. 2-3 hour flights from Buenos Aires to reach these areas. Devote at least a couple of days to each of the above with exception being Iguazu Falls which can be covered in a full day. Not much else going on there except the national park.
Good reading/research:
Another general rundown of everything you need to know in Buenos Aires (gracias MrKiwi24)
Restaurants, bars and cafes from a local expert
New York Times: 36 hours in Buenos Aires
Active Facebook group in English
Eater: 38 essential restaurants in Buenos Aires
submitted by ReyYanqui to BuenosAires [link] [comments]


2023.03.21 14:30 RiverJumper84 This kinda shit reporting makes me laugh every god damn time. HODL!

This kinda shit reporting makes me laugh every god damn time. HODL! submitted by RiverJumper84 to Superstonk [link] [comments]


2023.03.21 14:26 Infinite_Fly_2725 The banking industry is really buzzing, and three related points to ponder. With a small survey: What do you think the Fed will do tomorrow?

Small survey: this week's Fed rate meeting should be the most difficult to guess in recent months, what do you think the Fed will do?
1.raise interest rates by 0.25
2.no rate hike
3.raise interest rates by 0.5
50 VOTES - 6 DAYS REMAINING
2023-03-20 Stock Market Diary

U.S. stocks.

The biggest news over the weekend was UBS's acquisition of Credit Suisse, a 100-year-old bank with more than 100 years of history and assets of up to $800 billion, known as one of the 30 pillar banks around the world, sold to UBS for a mere $3 billion, and the amount of the deal was only $1 billion in the beginning of negotiations. Two weekends in a row, first the U.S. regulators bailed out SVB depositors, then UBS merged with Credit Suisse, the banking industry is really buzzing!

I think some points to ponder.

1, how big is the hole in Credit Suisse? What exactly caused it such a huge loss led to have to sell? I browse the various media did not find the exact answer, there is speculation that Credit Suisse was involved in excessive derivatives trading led to huge losses.

2, or the question, who else? If any of the big eyebrows accidentally collapsed, the market was caught off guard that is even more harmful. There are rumors that the transactions made by Credit Suisse, JPM GS are doing;.

3, the Federal Reserve in successive banking crisis after the timely turn? Or a road to black? Currently look at FEDWATCH March rate hike of 25 basis points is still as high as 70% +, many investment banks give different expectations, such as Goldman Sachs insisted that the Fed will not raise interest rates, while JPM analysts hold the opposite view, the market does not have a consensus means that no matter what the final Fed policy, there is always a part of the people are not satisfied, there are still two days, we will see what happens. .

Today the three major indices of U.S. stocks or a certain rebound, Credit Suisse did not directly bankruptcy let the market breathe a sigh of relief, the short-term risks seem to lift, but just 10 days, three U.S. banks collapsed, a Swiss century-old store sold, do not know how many financial institutions hanging by a thread, this wave of banking crisis highlights the fragility of the U.S. financial system, even if the crisis is temporarily lifted, in no way means that investors Rest easy. First look at the Federal Reserve policy, and then observe the movement of other banks. The technical side of the story is also just a weak rebound, today's so-called value stocks ran away from growth stocks, the Dow Jones trend is much stronger than the Nasdaq, which is the pace of last year's sharp decline. QQQ rose slightly, the volume is only about half of the previous days, technology stocks if weak, investors should be careful of the risk of a significant market break down.

US Dollar.

The dollar index continued to move lower today, falling below the important technical support of 103.5 earlier, down nearly 0.6% today. Credit Suisse being acquired is a good thing for the Eurozone, which is why the euro is strengthening against the dollar. The late trend of the dollar still depends on the Fed's policy, if the Fed really stops raising interest rates and tapering, the dollar is afraid to go test the 100 integer level.

Gold.

Financial markets have stabilized a bit, and gold has seen a small adjustment. Yesterday night gold once broke sharply up to above 2010, but with the gradual stabilization of market sentiment, even if the dollar fell gold failed to soar. But don't forget, gold just surged close to $70 on Friday, a moderate adjustment is conducive to the strength of the market after. Gold stocks are still performing strongly, GDXJ continues to move higher today up 2.5%, gold's performance in such a chaotic world has been eye-catching enough, if the Fed really pivot, gold hit a record high is just a matter of time. Technical graphics to see gold today rushed back down, but the strong trend does not change, moderate retracement is conducive to the market after further higher, patience!

That's all for today's analysis. Your attention is the biggest motivation for my daily progress. If you have any questions or questions about the stock market, please add a friend to my private message to ask, I am Amy, thank you for your support.
submitted by Infinite_Fly_2725 to wallstreetbets [link] [comments]


2023.03.21 14:02 predictany007 Investor Leon Cooperman says the US is going through a 'textbook' financial crisis and the S&P 500 won't hit a new high for a long time.

The US is going through a "textbook" financial crisis – and that means investors should expect sluggish returns for in the S&P 500 for a long time, according to billionaire investor Leon Cooperman.
In an interview with Bloomberg on Monday, the Omega Advisors CEO pointed to recent market volatility stemming from the failure of Silicon Valley Bank, which has shaken confidence in the US banking sector.
This week, First Republic Bank was downgraded for the second time by S&P Global further into junk territory, and Credit Suisse stock plummeted another 52% on Monday following the takeover by UBS announced over the weekend.
The Wall Street Journal reported that big banks were gearing up for yet another round of aid to First Republic just a week after 11 banks poured $30 billion of deposits into the struggling lender. Shares were down as much as 50% during Monday's session.
"It's kind of like textbook," Cooperman said. "We have a self-induced crisis by irresponsible fiscal and monetary policy [over] the last decade. I did not forecast the [SVB] issue, but I did have a view that we were heading into a crisis of some kind, and we're seeing it."
Other market commentators have blamed the recent tumult on the Fed's aggressive monetary policy, with central bankers having raised interest rates 1,700% over the last year to quell inflation. That's one of the most aggressive tightening cycles the central bank has ever embarked on, putting an abrupt end to the prior decade of ultra-low interest rates and ample liquidity, with SVB being the latest casualty.
Fiscal policy is also causing problems, thanks to debt levels rising faster than the rate of economic growth in recent years, Cooperman said. His view echoes that of other bearish prognosticators like "Dr. Doom" Nouriel Roubini, who has warned rising debt could result in a 2008-style debt crisis to hit the economy.
Those conditions also mean tepid returns for stocks, Cooperman said.
"I think the 4,800 on the S&P will be a high that will stand for quite some time," he said, referring to high reached in January 2022. "I expect returns in the S&P to be very pedestrian."
Previously Cooperman said he saw a recession coming for the US economy later this year and warned that the S&P 500 could plunge to 3,100 in the near-term, implying a 22% fall from current levels. Other Wall Street analysts have predicted a similar free-fall, with Morgan Stanley's chief stock strategist warning of a 26% drop for equities.
Source: https://markets.businessinsider.com/news/stocks/leon-cooperman-economy-financial-crisis-svb-collapse-stocks-fed-inflation-2023-3
Billionaire investor Leon Cooperman says the US is going through a 'textbook' financial crisis and the S&P 500 won't hit a new high for a long time and could plunge 20% this year, per BI.
What do you think of his prediction?
submitted by predictany007 to wallstreetbets [link] [comments]


2023.03.21 14:00 upbstock Prepper

Officials at the U.S. Treasury Department are reportedly studying ways to guarantee all bank deposits if tremors in the banking system spiral into a full-blown financial crisis. Authorities don't yet see full FDIC coverage as necessary, but they are exploring a legal framework using emergency powers that wouldn't require passage through a deeply divided Congress. The fear is that if another regional lender fails, there will be a run on deposits at smaller banks, knocking the industry over and sending billions of dollars to their bigger competitors. Here are the top 10 financial stocks, according to SA’s Quant Ratings
Backdrop: The FDIC has already backstopped the uninsured client deposits of Silicon Valley Bank (SIVB) and Signature Bank (SBNY), while crypto-focused Silvergate (SI) was left to liquidate and Credit Suisse (CS) was rescued by Swiss authorities and UBS (UBS). Some support is building for a motion to guarantee all bank deposits, as a fifth bank - First Republic (FRC) - teeters on the brink of insolvency. Shares of the lender tumbled 47% on Monday after a series of downgrades by S&P, but recovered as much as 21% in premarket trading as investors swallow an aid proposal led by JPMorgan (JPM) CEO Jamie Dimon (prior reports also suggested it was exploring a sale).
Where things stand? Some Republican lawmakers, like Rep. Patrick McHenry (R-NC), chairman of the House Financial Services Committee, are weighing changes to the current $250,000 FDIC insurance cap, as well as Democratic ranking member Maxine Waters (D-CA). Others are more against a universal guarantee on all bank deposits, like the conservative House Freedom Caucus, which feels that the "dangerous precedent that simply encourages future irresponsible behavior [would] be paid for by those not involved who followed the rules." It comes after the Mid-Size Bank Coalition of America penned a letter to U.S. Treasury Secretary Janet Yellen to extend FDIC insurance on all deposits to "restore confidence among depositors before another bank falls."
SA commentary: "Everywhere you look, the government is handing out money to the banks," writes contributor Mark Grant. "In fact, U.S. banks have borrowed a combined $164.8 billion from the two backstop facilities provided by the Fed, eclipsing the money that was borrowed during the 2008/2009 financial crisis. The effects of this will be wide-ranging, including real estate loans, corporate loans, personal loans, mortgages, credit card interest rates, the U.S. Prime Rate, and every other type of lending that you can consider." Check out the full article, The Banking System - The Heat Is On. (20 comments)
Robotaxi expansion
General Motors' (NYSE:GM) Cruise is making headway in the self-driving race after applying for permission to test its autonomous vehicles across all of California (see the fine print here). It was only a year ago that Cruise launched the first commercial, driverless ride-hail service in a major U.S. city after inking the appropriate permits in San Francisco. To date, Cruise has logged more than 1M driverless miles, 833K trips across the Golden Gate Bridge, and 994 road trips in other testing areas like Phoenix and Austin. In terms of its fleet, Cruise currently has 300 self-driving vehicles in service, with GM shelling out around $2B a year to grow its autonomous subsidiary as part of CEO Mary Barra's plan to double the automaker’s revenue by 2030. (2 comments)
Fresh supply
Russia has surpassed Saudi Arabia to become China's top oil supplier, according to government customs data, with imports rising 23.8% to 1.94M barrels per day in the first two months of 2023. That may help shed some light on Xi Jinping's visit to Moscow this week, though it also reflects the economics of cheaper Russian crude, with Western sanctions leading to steep discounts on Urals grade cargoes. General Chinese-Russian trade has also soared since the invasion of Ukraine as the two countries build on a "no-limits" partnership proclaimed at the 2022 Beijing Olympics. Ahead of Xi's visit, Vladimir Putin expressed a willingness to discuss China's peace plan for ending the war in Ukraine, though U.S. Secretary of State Antony Blinken said that the "world should not be fooled" by the blueprint, which would "freeze" in place territory seized by Russian forces. (14 comments)
More to come?
Amazon (NASDAQ:AMZN) is eliminating another 9,000 positions in coming weeks, marking the latest round of job cuts that adds to the 18,000 layoffs announced in January. The new cuts are mainly focused in AWS, advertising, Twitch, and People Experience and Technology Solutions divisions. "Given the uncertain economy in which we reside, and the uncertainty that exists in the near future, we have chosen to be more streamlined in our costs and head count,” CEO Andy Jassy declared, explaining why he didn't announce both batches of layoffs at the same time. Amazon's total headcount more than doubled from 2019 to 2021, peaking at over 1.6M. As of the close of 2022, total headcount had dipped to about 1.54M. (81 comments)
Today's Markets
In Asia, Japan closed. Hong Kong +1.4%. China +0.6%. India +0.8%. In Europe, at midday, London +1.4%. Paris +1.7%. Frankfurt +1.6%. Futures at 6:30, Dow +0.6%. S&P +0.5%. Nasdaq +0.2%. Crude +1.1% to $68.56. Gold -0.5% to $1972.20. Bitcoin -0.9% to $28,038. Ten-year Treasury Yield +6 bps to 3.54%
Today's Economic Calendar
FOMC meeting begins 10:00 Existing Home Sales 1:00 PM Results of $12B, 20-Year Bond Auction
Companies reporting earnings today »
What else is happening...
Survey results: 70% of WSB subscribers see 25 bps rate hike tomorrow.
Narasimhan takes over as CEO of Starbucks (SBUX) ahead of schedule.
Virgin Orbit (VORB) reportedly drawing up plans in case of insolvency.
Wrong size? Analysts pan Foot Locker's (FL) aggressive earnings guidance.
Moderna (MRNA) eyes ~$130 price tag for COVID vaccine in the U.S.
Canadian cannabis players like Aurora (ACB) hit 52-week lows.
Florida Governor Ron DeSantis calls for ban on CBDCs.
Iron ore plunges on China warning, Tangshan production controls.
Warner Bros. (WBD) 'Shazam' sequel disappoints with $30.5M opening.
Intel (INTC), AMD (AMD) stand out as chip expectations remain mild.
Ally Financial (ALLY) gains amid vague Buffett takeover speculation.
submitted by upbstock to Optionmillionaires [link] [comments]


2023.03.21 13:46 Dacxi Blockchain gaining adoption in more than just DeFi: Report

Blockchain gaining adoption in more than just DeFi: Report

Source: Cointelegraph
Anyone familiar with the blockchain industry knows that decentralized finance (DeFi) is one of the sector’s most prominent use cases with the most substantial adoption. Recent issues in the banking sector, like those surrounding Silicon Valley Bank and Credit Suisse, have caused many to take a second look at Bitcoin and crypto as an alternative to the traditional banking system. And while the further expansion of DeFi bodes well for the rest of the crypto industry, is blockchain technology expanding and being utilized in other ways as well?
That’s the question Cointelegraph Research dives into in its latest report, “Blockchain Use Cases and Adoption.” It does cover some financial use cases for Bitcoin and crypto but also explores data management, cloud storage, supply chain, smart sensors, carbon credits, decentralized autonomous organizations, digital identities, and more. The report focuses on real-world use cases rather than theoretical applications and highlights projects in each area.
Cointelegraph Research used the current market penetration of different projects, the compound annual growth rate (CAGR) of the industry, and various macroeconomic factors to create an equation of exchange model, which was used to project the future total value locked (TVL) and potential penetration of blockchain technology in each segment. For example, in 2022, the estimated size of the global insurance market was $5.94 trillion, with the blockchain industry penetration rate at 0.01%. Cointelegraph Research forecasts that by 2025, blockchain projects will penetrate 0.05% of the total addressable market, at a TVL of $4.2 billion.

The world is already on the blockchain in many ways

Bitcoin has been on a run during the past few weeks, and the crypto industry has reclaimed a $1 trillion market capitalization — but there are other markers also pointing to positive signs for future adoption. A June 2022 Deloitte survey found that 75% of United States retailers planned to accept crypto payments within two years, while a Cointelegraph survey last year found that 62% of professional investors held digital assets. Meanwhile, $36.6 billion in venture capital was invested into the blockchain industry in 2022, which will help grow new projects in the future.
The “Blockchain Use Cases and Adoption Report” covers this and blockchain’s current financial use cases, but it also dives deeper into its applications in entertainment, data management, ESG (environmental, social and governance), and decentralized autonomous organizations.

https://preview.redd.it/5kywnka693pa1.png?width=720&format=png&auto=webp&s=5d0d81909ad697e888b02b331bbd382855cc8750

More than just a fiat replacement

The Bitcoin revolution inspired the creation of more than just an electronic cash system, with the technology having since morphed into many different applications. The “Blockchain Use Cases and Adoption Report” purposefully stays away from projects still in the incubation stage, instead focusing on those whose adoption of blockchain has actively impacted the market landscape.
For example, as highlighted in the “Data Management” section of the report, Internet of Things sensors have a great CAGR and can grow significantly in their sector over the next two years. They offer great solutions to various current sensor applications, such as smart cities and even automobiles, which can use distributed ledger technology like blockchains or directed acyclic graphs to better interact with the environment around them.
Read the full article: https://cointelegraph.com/news/blockchain-gaining-adoption-in-more-than-just-defi-report
submitted by Dacxi to DACXI [link] [comments]


2023.03.21 13:32 gradap2223 Buy side questions

There seems to be two "traditional" routes to becoming an analyst or portfolio manager at a hedge fund.
Route 1: Ugrad - IB - MBA - PE/PC - HF Fundamental Analyst - L/S or Credit HF PM
Route 2: Ugrad - Masters/PhD - HF Quant Analyst - Quant HF PM
Assume that one has the pre-requisites to go down either path (for example, HYPMS math undergrad with strong research experience and with IB offer), how would you think about, or compare and contrast, or consider pros and cons of Route 1 versus Route 2?
Compensation of course is not everything but is something worth keeping in mind. How would the compensation look for a HF Fundamental Analyst vs a HF Quant Analyst? How about at the PM level? Of course, let's assume an average range, ignoring outliers.
For those who are already in HFs as a Quant Analyst or Quant PM, have you ever wondered what things are like on the Fundamentals side or wish to learn more about that? On hindsight, would you still have chosen the Quant route instead of the Fundamentals route?
Any insights will be greatly appreciated, thank you all!
submitted by gradap2223 to quantfinance [link] [comments]


2023.03.21 13:25 bigbear0083 3/21) Tuesday's Pre-Market Stock Movers & News

Good morning traders and investors of the StockMarketChat sub! Welcome to the new trading day and a fresh start! Here are your pre-market stock movers & news on this Tuesday, March the 21st, 2023-

(CLICK HERE TO VIEW THE FULL SOURCE!)

Stock futures rise as Wall Street tries to build on Monday’s rally, regional banks jump: Live updates

Stock futures rose Tuesday as traders tried to add to a rally from the previous session that was sparked by hope that the banking turmoil would be contained.
Futures on the Dow Jones Industrial Average gained 382 points, or 1.2%. S&P 500 futures also climbed 0.9%, while Nasdaq-100 futures were up 0.3%.
Regional banks surged in early trading, led by First Republic. The beaten-down bank jumped 21.9%, a day after losing 47%. The SPDR Regional Banking ETF (KRE) gained 3%. Regionals got a boost after Treasury Secretary Janet Yellen said Tuesday morning that the government is ready to provide further guarantees of deposits if the banking crisis worsens.
Wall Street is coming off a strong rally, with the Dow surging more than 380 points Monday, while the S&P 500 gained 0.9%. The action came a day after a forced takeover of Credit Suisse by UBS, which was engineered by the Swiss government. Investors also welcomed news that JPMorgan Chase could be advising embattled First Republic Bank on strategic alternatives.
“Bank selling appears exhausted and it would take the emergence of fresh deposit problems at a new name to bring out incremental supply, although there’s very little interest to step in and buy the group, especially the regionals,” Adam Crisafulli, founder of Vital Knowledge, said in a note.
Investors now expect a slower pace of tightening from the Federal Reserve in light of the banking crisis. Traders now are pricing in a 83% chance of a quarter-point rate hike when the Fed wraps its two-day policy meeting on Wednesday, according to CME Group’s FedWatch tool. The probability of a pause is at 16.6%.
“Risks of contagion are rising and could push the Fed to pause the current rate hiking cycle, although this is not our base case,” said Jeffrey Roach, chief economist at LPL Financial. “The Fed will likely signal they are near the end of their rate hiking campaign as recession risks increase and inflation pressures decrease.”

STOCK FUTURES CURRENTLY:

(CLICK HERE FOR STOCK FUTURES CHARTS!)

YESTERDAY'S MARKET MAP:

(CLICK HERE FOR YESTERDAY'S MARKET MAP!)

TODAY'S MARKET MAP:

(CLICK HERE FOR TODAY'S MARKET MAP!)

YESTERDAY'S S&P SECTORS:

(CLICK HERE FOR YESTERDAY'S S&P SECTORS CHART!)

TODAY'S S&P SECTORS:

(CLICK HERE FOR TODAY'S S&P SECTORS CHART!)

TODAY'S ECONOMIC CALENDAR:

(CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!)

THIS WEEK'S ECONOMIC CALENDAR:

(CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!)

THIS WEEK'S UPCOMING IPO'S:

(CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!)

THIS WEEK'S EARNINGS CALENDAR:

($PDD $ARRY $NKE $FL $GME $CSIQ $TME $CHWY $GIS $ACN $NIU $RVLP $WOOF $DRI $DOYU $ONON $ADMA $FDS $BZ $BRAG $AIR $KBH $DOOO $GAMB $CMC $EXPR $OLLI $HQY $BITF $ACDC $NVGS $HRTX $HUYA $AEVA $CTRN $WGO $LLAP $OXSQ $SMTI $XFOR $PHUN $SPPI $BZUN $EXAI $WVE $PHR $HYPR $KULR $XGN $SCVL)
(CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!)

THIS MORNING'S PRE-MARKET EARNINGS CALENDAR:

($CSIQ $TME $ONON $BRAG $SMTI $XGN $CTRN $BITF $HUYA $ACDC $OXSG $LLAP $LTRN $XFOR $LMDX $INKT $DFLI)
(CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!)

EARNINGS RELEASES BEFORE THE OPEN TODAY:

(CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!)

EARNINGS RELEASES AFTER THE CLOSE TODAY:

(CLICK HERE FOR THIS AFTERNOON'S EARNINGS RELEASES!)

YESTERDAY'S ANALYST UPGRADES/DOWNGRADES:

(CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #1!)
(CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #2!)

YESTERDAY'S INSIDER TRADING FILINGS:

(CLICK HERE FOR YESTERDAY'S INSIDER TRADING FILINGS!)

TODAY'S DIVIDEND CALENDAR:

(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #1!)
(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #2!)

THIS MORNING'S MOST ACTIVE TRENDING TICKERS ON STOCKTWITS:

  • FRC
  • DWAC
  • ALT
  • JPM
  • CSIQ
  • ONON
  • PLUG
  • DJIA
  • VIGL
  • NASDAQ

THIS MORNING'S STOCK NEWS MOVERS:

(source: cnbc.com)
Tesla — The electric vehicle maker rose 2% after Moody’s assigned it a Baa3 rating and removed its junk-rated credit. Moody’s said the upgrade reflects Tesla’s prudent financial policy and management’s operational track record.

STOCK SYMBOL: TSLA

(CLICK HERE FOR LIVE STOCK QUOTE!)
First Republic — The beleaguered bank jumped nearly 19% in premarket trading, following a 90% plunge so far this month as investors focused on its large amount of uninsured deposits. On Monday, CNBC’s David Faber reported JPMorgan Chase is giving advice on alternatives for First Republic.

STOCK SYMBOL: FRC

(CLICK HERE FOR LIVE STOCK QUOTE!)
New York Community Bancorp — The bank popped 7%, a day after surging 31.65%. The Federal Deposit Insurance Corporation has said New York Community Bancorp’s subsidiary, Flagstar Bank, will assume nearly all of Signature Bank’s deposits and some of its loan portfolios, as well as all 40 of its former branches.

STOCK SYMBOL: NYCB

(CLICK HERE FOR LIVE STOCK QUOTE!)
Regional banks — Regional banks were also higher on the heels of First Republic’s rise and as investors continued to digest the likelihood of expanded federal insurance. PacWest rallied 8.3%, Fifth Third Bancorp rose 3.4% and KeyCorp gained 3.3%.

STOCK SYMBOL: PACW

(CLICK HERE FOR LIVE STOCK QUOTE!)
UBS — U.S.-listed shares of the Swiss-based bank were up 4%, a day after gaining 3.3% following its agreement to buy Credit Suisse for $3.2 billion. Credit Suisse was essentially flat in the premarket, after plummeting 52.99% on Monday.

STOCK SYMBOL: UBS

(CLICK HERE FOR LIVE STOCK QUOTE!)
Harley-Davidson — The motorcycle maker climbed 3.8% after Morgan Stanley upgraded the stock to overweight from equal weight, citing Harley’s focus on the core business and a better-off consumer. The firm’s price target of $50 implies a 33.2% upside from Monday’s close.

STOCK SYMBOL: HOG

(CLICK HERE FOR LIVE STOCK QUOTE!)
Foot Locker — Its shares rose more than 4% after Citi upgraded the retailer to “buy” from “neutral.” Citi said the company is moving in the right direction, turning attention away from malls and the Champs brand and instead focusing on offerings related to kids, loyalty and digital.

STOCK SYMBOL: FL

(CLICK HERE FOR LIVE STOCK QUOTE!)
Meta Platforms — Shares of the Facebook parent climbed nearly 3% in premarket trading after Morgan Stanley upgraded Meta and said it has about 25% potential upside thanks to its Reels strategy and efficiency plans. The upgrade comes a week after Meta announced plans to layoff another 10,000 employees.

STOCK SYMBOL: META

(CLICK HERE FOR LIVE STOCK QUOTE!)

FULL DISCLOSURE:

bigbear0083 has no positions in any stocks mentioned. Reddit, moderators, and the author do not advise making investment decisions based on discussion in these posts. Analysis is not subject to validation and users take action at their own risk. bigbear0083 is an admin at the financial forums StonkForums.com where this content was originally posted.

Join the Official Reddit Stock Market Chat Discord Server HERE!

DISCUSS!

What's on everyone's radar for today's trading day ahead here at StockMarketChat?

I hope you all have an excellent trading day ahead today on this Tuesday, March 21st, 2023! :)

submitted by bigbear0083 to u/bigbear0083 [link] [comments]


2023.03.21 13:24 bigbear0083 (3/21) Tuesday's Pre-Market Stock Movers & News

Good morning traders and investors of the WallStreetStockMarket sub! Welcome to the new trading day and a fresh start! Here are your pre-market stock movers & news on this Tuesday, March the 21st, 2023-

(CLICK HERE TO VIEW THE FULL SOURCE!)

Stock futures rise as Wall Street tries to build on Monday’s rally, regional banks jump: Live updates

Stock futures rose Tuesday as traders tried to add to a rally from the previous session that was sparked by hope that the banking turmoil would be contained.
Futures on the Dow Jones Industrial Average gained 382 points, or 1.2%. S&P 500 futures also climbed 0.9%, while Nasdaq-100 futures were up 0.3%.
Regional banks surged in early trading, led by First Republic. The beaten-down bank jumped 21.9%, a day after losing 47%. The SPDR Regional Banking ETF (KRE) gained 3%. Regionals got a boost after Treasury Secretary Janet Yellen said Tuesday morning that the government is ready to provide further guarantees of deposits if the banking crisis worsens.
Wall Street is coming off a strong rally, with the Dow surging more than 380 points Monday, while the S&P 500 gained 0.9%. The action came a day after a forced takeover of Credit Suisse by UBS, which was engineered by the Swiss government. Investors also welcomed news that JPMorgan Chase could be advising embattled First Republic Bank on strategic alternatives.
“Bank selling appears exhausted and it would take the emergence of fresh deposit problems at a new name to bring out incremental supply, although there’s very little interest to step in and buy the group, especially the regionals,” Adam Crisafulli, founder of Vital Knowledge, said in a note.
Investors now expect a slower pace of tightening from the Federal Reserve in light of the banking crisis. Traders now are pricing in a 83% chance of a quarter-point rate hike when the Fed wraps its two-day policy meeting on Wednesday, according to CME Group’s FedWatch tool. The probability of a pause is at 16.6%.
“Risks of contagion are rising and could push the Fed to pause the current rate hiking cycle, although this is not our base case,” said Jeffrey Roach, chief economist at LPL Financial. “The Fed will likely signal they are near the end of their rate hiking campaign as recession risks increase and inflation pressures decrease.”

STOCK FUTURES CURRENTLY:

(CLICK HERE FOR STOCK FUTURES CHARTS!)

YESTERDAY'S MARKET MAP:

(CLICK HERE FOR YESTERDAY'S MARKET MAP!)

TODAY'S MARKET MAP:

(CLICK HERE FOR TODAY'S MARKET MAP!)

YESTERDAY'S S&P SECTORS:

(CLICK HERE FOR YESTERDAY'S S&P SECTORS CHART!)

TODAY'S S&P SECTORS:

(CLICK HERE FOR TODAY'S S&P SECTORS CHART!)

TODAY'S ECONOMIC CALENDAR:

(CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!)

THIS WEEK'S ECONOMIC CALENDAR:

(CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!)

THIS WEEK'S UPCOMING IPO'S:

(CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!)

THIS WEEK'S EARNINGS CALENDAR:

($PDD $ARRY $NKE $FL $GME $CSIQ $TME $CHWY $GIS $ACN $NIU $RVLP $WOOF $DRI $DOYU $ONON $ADMA $FDS $BZ $BRAG $AIR $KBH $DOOO $GAMB $CMC $EXPR $OLLI $HQY $BITF $ACDC $NVGS $HRTX $HUYA $AEVA $CTRN $WGO $LLAP $OXSQ $SMTI $XFOR $PHUN $SPPI $BZUN $EXAI $WVE $PHR $HYPR $KULR $XGN $SCVL)
(CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!)

THIS MORNING'S PRE-MARKET EARNINGS CALENDAR:

($CSIQ $TME $ONON $BRAG $SMTI $XGN $CTRN $BITF $HUYA $ACDC $OXSG $LLAP $LTRN $XFOR $LMDX $INKT $DFLI)
(CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!)

EARNINGS RELEASES BEFORE THE OPEN TODAY:

(CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!)

EARNINGS RELEASES AFTER THE CLOSE TODAY:

(CLICK HERE FOR THIS AFTERNOON'S EARNINGS RELEASES!)

YESTERDAY'S ANALYST UPGRADES/DOWNGRADES:

(CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #1!)
(CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #2!)

YESTERDAY'S INSIDER TRADING FILINGS:

(CLICK HERE FOR YESTERDAY'S INSIDER TRADING FILINGS!)

TODAY'S DIVIDEND CALENDAR:

(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #1!)
(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #2!)

THIS MORNING'S MOST ACTIVE TRENDING TICKERS ON STOCKTWITS:

  • FRC
  • DWAC
  • ALT
  • JPM
  • CSIQ
  • ONON
  • PLUG
  • DJIA
  • VIGL
  • NASDAQ

THIS MORNING'S STOCK NEWS MOVERS:

(source: cnbc.com)
Tesla — The electric vehicle maker rose 2% after Moody’s assigned it a Baa3 rating and removed its junk-rated credit. Moody’s said the upgrade reflects Tesla’s prudent financial policy and management’s operational track record.

STOCK SYMBOL: TSLA

(CLICK HERE FOR LIVE STOCK QUOTE!)
First Republic — The beleaguered bank jumped nearly 19% in premarket trading, following a 90% plunge so far this month as investors focused on its large amount of uninsured deposits. On Monday, CNBC’s David Faber reported JPMorgan Chase is giving advice on alternatives for First Republic.

STOCK SYMBOL: FRC

(CLICK HERE FOR LIVE STOCK QUOTE!)
New York Community Bancorp — The bank popped 7%, a day after surging 31.65%. The Federal Deposit Insurance Corporation has said New York Community Bancorp’s subsidiary, Flagstar Bank, will assume nearly all of Signature Bank’s deposits and some of its loan portfolios, as well as all 40 of its former branches.

STOCK SYMBOL: NYCB

(CLICK HERE FOR LIVE STOCK QUOTE!)
Regional banks — Regional banks were also higher on the heels of First Republic’s rise and as investors continued to digest the likelihood of expanded federal insurance. PacWest rallied 8.3%, Fifth Third Bancorp rose 3.4% and KeyCorp gained 3.3%.

STOCK SYMBOL: PACW

(CLICK HERE FOR LIVE STOCK QUOTE!)
UBS — U.S.-listed shares of the Swiss-based bank were up 4%, a day after gaining 3.3% following its agreement to buy Credit Suisse for $3.2 billion. Credit Suisse was essentially flat in the premarket, after plummeting 52.99% on Monday.

STOCK SYMBOL: UBS

(CLICK HERE FOR LIVE STOCK QUOTE!)
Harley-Davidson — The motorcycle maker climbed 3.8% after Morgan Stanley upgraded the stock to overweight from equal weight, citing Harley’s focus on the core business and a better-off consumer. The firm’s price target of $50 implies a 33.2% upside from Monday’s close.

STOCK SYMBOL: HOG

(CLICK HERE FOR LIVE STOCK QUOTE!)
Foot Locker — Its shares rose more than 4% after Citi upgraded the retailer to “buy” from “neutral.” Citi said the company is moving in the right direction, turning attention away from malls and the Champs brand and instead focusing on offerings related to kids, loyalty and digital.

STOCK SYMBOL: FL

(CLICK HERE FOR LIVE STOCK QUOTE!)
Meta Platforms — Shares of the Facebook parent climbed nearly 3% in premarket trading after Morgan Stanley upgraded Meta and said it has about 25% potential upside thanks to its Reels strategy and efficiency plans. The upgrade comes a week after Meta announced plans to layoff another 10,000 employees.

STOCK SYMBOL: META

(CLICK HERE FOR LIVE STOCK QUOTE!)

FULL DISCLOSURE:

bigbear0083 has no positions in any stocks mentioned. Reddit, moderators, and the author do not advise making investment decisions based on discussion in these posts. Analysis is not subject to validation and users take action at their own risk. bigbear0083 is an admin at the financial forums StonkForums.com where this content was originally posted.

Join the Official Reddit Stock Market Chat Discord Server HERE!

DISCUSS!

What's on everyone's radar for today's trading day ahead here at WallStreetStockMarket?

I hope you all have an excellent trading day ahead today on this Tuesday, March 21st, 2023! :)

submitted by bigbear0083 to WallStreetStockMarket [link] [comments]


2023.03.21 13:24 bigbear0083 (3/21) Tuesday's Pre-Market Stock Movers & News

Good morning traders and investors of the StockMarketForums sub! Welcome to the new trading day and a fresh start! Here are your pre-market stock movers & news on this Tuesday, March the 21st, 2023-

(CLICK HERE TO VIEW THE FULL SOURCE!)

Stock futures rise as Wall Street tries to build on Monday’s rally, regional banks jump: Live updates

Stock futures rose Tuesday as traders tried to add to a rally from the previous session that was sparked by hope that the banking turmoil would be contained.
Futures on the Dow Jones Industrial Average gained 382 points, or 1.2%. S&P 500 futures also climbed 0.9%, while Nasdaq-100 futures were up 0.3%.
Regional banks surged in early trading, led by First Republic. The beaten-down bank jumped 21.9%, a day after losing 47%. The SPDR Regional Banking ETF (KRE) gained 3%. Regionals got a boost after Treasury Secretary Janet Yellen said Tuesday morning that the government is ready to provide further guarantees of deposits if the banking crisis worsens.
Wall Street is coming off a strong rally, with the Dow surging more than 380 points Monday, while the S&P 500 gained 0.9%. The action came a day after a forced takeover of Credit Suisse by UBS, which was engineered by the Swiss government. Investors also welcomed news that JPMorgan Chase could be advising embattled First Republic Bank on strategic alternatives.
“Bank selling appears exhausted and it would take the emergence of fresh deposit problems at a new name to bring out incremental supply, although there’s very little interest to step in and buy the group, especially the regionals,” Adam Crisafulli, founder of Vital Knowledge, said in a note.
Investors now expect a slower pace of tightening from the Federal Reserve in light of the banking crisis. Traders now are pricing in a 83% chance of a quarter-point rate hike when the Fed wraps its two-day policy meeting on Wednesday, according to CME Group’s FedWatch tool. The probability of a pause is at 16.6%.
“Risks of contagion are rising and could push the Fed to pause the current rate hiking cycle, although this is not our base case,” said Jeffrey Roach, chief economist at LPL Financial. “The Fed will likely signal they are near the end of their rate hiking campaign as recession risks increase and inflation pressures decrease.”

STOCK FUTURES CURRENTLY:

(CLICK HERE FOR STOCK FUTURES CHARTS!)

YESTERDAY'S MARKET MAP:

(CLICK HERE FOR YESTERDAY'S MARKET MAP!)

TODAY'S MARKET MAP:

(CLICK HERE FOR TODAY'S MARKET MAP!)

YESTERDAY'S S&P SECTORS:

(CLICK HERE FOR YESTERDAY'S S&P SECTORS CHART!)

TODAY'S S&P SECTORS:

(CLICK HERE FOR TODAY'S S&P SECTORS CHART!)

TODAY'S ECONOMIC CALENDAR:

(CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!)

THIS WEEK'S ECONOMIC CALENDAR:

(CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!)

THIS WEEK'S UPCOMING IPO'S:

(CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!)

THIS WEEK'S EARNINGS CALENDAR:

($PDD $ARRY $NKE $FL $GME $CSIQ $TME $CHWY $GIS $ACN $NIU $RVLP $WOOF $DRI $DOYU $ONON $ADMA $FDS $BZ $BRAG $AIR $KBH $DOOO $GAMB $CMC $EXPR $OLLI $HQY $BITF $ACDC $NVGS $HRTX $HUYA $AEVA $CTRN $WGO $LLAP $OXSQ $SMTI $XFOR $PHUN $SPPI $BZUN $EXAI $WVE $PHR $HYPR $KULR $XGN $SCVL)
(CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!)

THIS MORNING'S PRE-MARKET EARNINGS CALENDAR:

($CSIQ $TME $ONON $BRAG $SMTI $XGN $CTRN $BITF $HUYA $ACDC $OXSG $LLAP $LTRN $XFOR $LMDX $INKT $DFLI)
(CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!)

EARNINGS RELEASES BEFORE THE OPEN TODAY:

(CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!)

EARNINGS RELEASES AFTER THE CLOSE TODAY:

(CLICK HERE FOR THIS AFTERNOON'S EARNINGS RELEASES!)

YESTERDAY'S ANALYST UPGRADES/DOWNGRADES:

(CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #1!)
(CLICK HERE FOR YESTERDAY'S ANALYST UPGRADES/DOWNGRADES LINK #2!)

YESTERDAY'S INSIDER TRADING FILINGS:

(CLICK HERE FOR YESTERDAY'S INSIDER TRADING FILINGS!)

TODAY'S DIVIDEND CALENDAR:

(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #1!)
(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #2!)

THIS MORNING'S MOST ACTIVE TRENDING TICKERS ON STOCKTWITS:

  • FRC
  • DWAC
  • ALT
  • JPM
  • CSIQ
  • ONON
  • PLUG
  • DJIA
  • VIGL
  • NASDAQ

THIS MORNING'S STOCK NEWS MOVERS:

(source: cnbc.com)
Tesla — The electric vehicle maker rose 2% after Moody’s assigned it a Baa3 rating and removed its junk-rated credit. Moody’s said the upgrade reflects Tesla’s prudent financial policy and management’s operational track record.

STOCK SYMBOL: TSLA

(CLICK HERE FOR LIVE STOCK QUOTE!)
First Republic — The beleaguered bank jumped nearly 19% in premarket trading, following a 90% plunge so far this month as investors focused on its large amount of uninsured deposits. On Monday, CNBC’s David Faber reported JPMorgan Chase is giving advice on alternatives for First Republic.

STOCK SYMBOL: FRC

(CLICK HERE FOR LIVE STOCK QUOTE!)
New York Community Bancorp — The bank popped 7%, a day after surging 31.65%. The Federal Deposit Insurance Corporation has said New York Community Bancorp’s subsidiary, Flagstar Bank, will assume nearly all of Signature Bank’s deposits and some of its loan portfolios, as well as all 40 of its former branches.

STOCK SYMBOL: NYCB

(CLICK HERE FOR LIVE STOCK QUOTE!)
Regional banks — Regional banks were also higher on the heels of First Republic’s rise and as investors continued to digest the likelihood of expanded federal insurance. PacWest rallied 8.3%, Fifth Third Bancorp rose 3.4% and KeyCorp gained 3.3%.

STOCK SYMBOL: PACW

(CLICK HERE FOR LIVE STOCK QUOTE!)
UBS — U.S.-listed shares of the Swiss-based bank were up 4%, a day after gaining 3.3% following its agreement to buy Credit Suisse for $3.2 billion. Credit Suisse was essentially flat in the premarket, after plummeting 52.99% on Monday.

STOCK SYMBOL: UBS

(CLICK HERE FOR LIVE STOCK QUOTE!)
Harley-Davidson — The motorcycle maker climbed 3.8% after Morgan Stanley upgraded the stock to overweight from equal weight, citing Harley’s focus on the core business and a better-off consumer. The firm’s price target of $50 implies a 33.2% upside from Monday’s close.

STOCK SYMBOL: HOG

(CLICK HERE FOR LIVE STOCK QUOTE!)
Foot Locker — Its shares rose more than 4% after Citi upgraded the retailer to “buy” from “neutral.” Citi said the company is moving in the right direction, turning attention away from malls and the Champs brand and instead focusing on offerings related to kids, loyalty and digital.

STOCK SYMBOL: FL

(CLICK HERE FOR LIVE STOCK QUOTE!)
Meta Platforms — Shares of the Facebook parent climbed nearly 3% in premarket trading after Morgan Stanley upgraded Meta and said it has about 25% potential upside thanks to its Reels strategy and efficiency plans. The upgrade comes a week after Meta announced plans to layoff another 10,000 employees.

STOCK SYMBOL: META

(CLICK HERE FOR LIVE STOCK QUOTE!)

FULL DISCLOSURE:

bigbear0083 has no positions in any stocks mentioned. Reddit, moderators, and the author do not advise making investment decisions based on discussion in these posts. Analysis is not subject to validation and users take action at their own risk. bigbear0083 is an admin at the financial forums StonkForums.com where this content was originally posted.

Join the Official Reddit Stock Market Chat Discord Server HERE!

DISCUSS!

What's on everyone's radar for today's trading day ahead here at StockMarketForums?

I hope you all have an excellent trading day ahead today on this Tuesday, March 21st, 2023! :)

submitted by bigbear0083 to StockMarketForums [link] [comments]